The Bank of Israel decided to cut the interest rate by 0.25% to 3.5%, a second consecutive reduction, due to a moderation in inflation and the strengthening of the shekel. Growth forecasts for 2026 have been upgraded to 4%, but the forecast for 2027 remains unchanged at 5.5%. Nevertheless, in the real estate sector, there are concerns that the cut may not be sufficient, as financing costs remain high and banks are not increasing credit to developers. As a result, many borrowers find themselves in a difficult situation, with some turning to the black market. Criticism of the Bank of Israel's policy points out that lowering the interest rate alone does not solve the problems in the market, and there are calls for additional actions such as changing the financing structure and reducing transparency on the bank's plans. Some suggest removing banks from the tenders for Treasury bills to allow the public to invest directly. The current situation indicates a need for a change in approach to address the economic and social challenges emerging in the real estate market.