Since the beginning of 2023, buyers of investment apartments in Israel have been experiencing a significant increase in mortgage levels, with the average reaching 1.46 million shekels, a rise of 53% since the start of the year. This contrasts with buyers of individual apartments in the free market, who have only increased the average mortgage by 16%. The reason for this is that investors took advantage of financial deals offered by developers and were willing to take on high mortgages in hopes of profits from their investments. However, the market has changed, and demand for apartments has decreased, leading many investors to get stuck with apartments and unable to realize the mortgages as planned. Currently, 68% of investors are purchasing apartments at prices above 3 million shekels, indicating that they are willing to take on greater financial risks. The current situation points to real distress, as many of them are forced to deal with high commitments, while the market does not provide the expected returns.